Registered Education Savings Plans in Calgary

Living in Calgary, Alberta

With a population of approximately 1.2 million people, Calgary is the largest city in the Province of Alberta and the largest city on the Canadian Prairies. Sitting on the edge of the prairies, the Rocky Mountains are just a one hour drive to the west. Because Calgary is in the prairies, the climate is dry and sunny, and the city experiences little rainfall.

Alberta is home to one of the largest deposits of oil in the world, second only to Saudi Arabia. As a result, Calgary is one of the wealthiest cities in Canada. It is also rated one of the cleanest and most liveable cities in the world.

RESPs in Calgary

Like all major cities in Canada, Calgary is home to a number of excellent post-secondary educational institutions, including the University of Calgary, Mount Royal University, Bow Valley College, and SAIT Polytechnic.

For those new to Calgary, the best way to save for your child’s post-secondary education is to open a Registered Education Savings Plan (RESP) as soon as possible and begin contributing to it as often as possible.

An RESP is a savings plan that helps Canadians save, tax free, for their child’s post-secondary education. Through an RESP you can contribute $2,500 annually toward their education. The maximum you can contribute to any one RESP is $50,000.

You don’t have to be a Canadian citizen to open an RESP. If you are a permanent resident or a landed immigrant, you can open an RESP for your child.

Canada Education Savings Grant

To help make a post-secondary education more affordable, the Canadian government will match 20% of any RESP contribution until your child reaches the age of 17. Provided through the Canada Education Savings Grant (CESG), the Canadian government will deposit up to $500.00 annually in free money to your child’s RESP. The lifetime maximum of the CESG is $7,200.

You can also receive additional free money from the Canadian government through the Additional Canada Education Savings Grant money if the child comes from a low-income or middle-income family.

The money is added directly to the child’s RESP to help them get the maximum grant amount. The free money provided through the Additional CESG is in addition to any money they receive through the Basic CESG.

GRESP, Helping Calgarians Maximize Their Children’s RESP

Whether you’re new to Calgary or new to Canada, Global RESP Corporation (GRESP) can help you develop a financial plan with will help your child meet all of their post-secondary education needs.

A leading provider of RESPs in Canada, GRESP is also one of the fastest-growing companies in the RESP industry. With offices in downtown Calgary, the experienced Dealing Representatives at GRESP are dedicated professionals who specialize in RESPs.

GRESP offers its clients a choice of two scholarship plans that provide more innovative planning and fee options:

  • The Legacy Education Savings Plan (LESP) is designed for clients looking to maximize their education savings investment and who prefer a structured, disciplined approach to investing and saving.
  • The Advanced Education Savings Plan (AESP) is for families that are committed to saving for their children’s education but are looking for a more flexible contribution schedule, and no up-front sale charges.

GRESP offers additional flexibility and options to maintain your contributions compared to other scholarship dealers. We also have one of the lowest administrative fees in the market and no minimum plan contributions.

To learn more about opening an RESP, talk to a Global RESP Corporation Dealing Representative in your area. Or fill out a form and a Global RESP Corporation Dealing Representative will contact you.


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