Government Grant money available with RESPs

When you open a Registered Education Savings Plan (RESP), your child becomes eligible for government grants that will be added to your contributions and grow in your plan. These government grants can increase your investment by over 30%, and grow on a tax-deferred basis until they are withdrawn to fund post-secondary studies.

British Columbia Training and Education Savings Grant (BCTESG)

The Government of British Columbia will contribute a one-time grant of $1,200 to eligible children through the BC Training and Education Savings Grant. Children born in or after 2007 are eligible for this grant on their sixth birthday up until the day before their ninth birthday.

global resp provincial government grants

British Columbia Website

Quebec Education Savings Incentive (QESI)

The Quebec Education Savings Incentive adds up to 10% for a maximum of $250 to your annual RESP contribution per child. You may also qualify for the increased amount aimed at helping low- and middle-income families, which adds up to $50 a year. The cumulative amount of QESI granted per beneficiary is up to a lifetime maximum of $3,600.

Quebec Website

Saskatchewan Advantage Grant for Education Savings (SAGES)

The Saskatchewan Advantage Grant for Education Savings (SAGES) provides a grant of 10% on contributions made since January 1st, 2013 into an RESP, up to a maximum of $250 per child per year. The cumulative amount of SAGES payments per beneficiary is up to a lifetime maximum of $4,500.

Saskatchewan Website


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