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How to Save on Back-to-School

If you’re on a student budget, back-to-school expenses may seem daunting. Here are a few tips to keep your wallet thick during this time:

  1. Reassess your “needs” – Effective marketing turns wants into needs. Sometimes you need to ask yourself whether you actually need that new jacket or new stationary supplies. Maybe you can wear your old jacket for another year. Maybe you do have leftover supplies from the previous school year. If you want to save, buying new items for back-to-school should never be your primary solution.
  2. Use your student discount – You’d be surprised to know that many retailers offer student discounts that are not very well-publicized. Follow your favourite stores on their social networks or visit their website to find out if a student discount is available. You can also check out this link to apply for a Student Price Card.
  3. Use online coupons – Many retailers offer coupons when you sign up for their email list. If you’re concerned about spam, simply sign up, use the coupon and then unsubscribe.
  4. Browse online listings – One of the biggest expenses especially for first year college or university students may be furniture & household-related items. Before you head off to the store, visit Kijiji, LetGo and Craigslist to see if you can find a bargain. You’ll only be living away for 4 years or less which means you can live without that brand new microwave or worktable.
  5. Be patient – After the back-to-school peak shopping season, many stores mark down merchandise since they need the inventory & floor space available for fall and holiday items. If you don’t need to buy it right now, you could save a lot by waiting.

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The dealing representatives at GRESP are here to help you save for your child’s post-secondary education, maximize all grants, build financial stability, and ensure your investment in a RESP is secure and growing. We are a multi-cultural company with trained experts who speak your language.

If you’re interested in finding out more about government grants or getting started with a RESP Plan, find a Global RESP Corporation dealing representative in your area. Or fill out a form and a Global RESP Corporation dealing representative will contact you.

Canada’s Back-to-School RESP Experts

One of the greatest gifts you can give your children is an education. If you plan on paying for it, the back-to-school season is the perfect time to start saving. The sooner you get started on their RESP contributions, the longer the plan has time to grow. This translates into less stress & little/no debt after graduation. Your children can focus on accumulating wealth after graduation versus paying off debt.

Global RESP Corporation is one of the fastest growing companies in the RESP industry in Canada. We have regional offices in British Columbia, Alberta, Ontario, Quebec and hundreds of independent representatives across the country.

Why choose GRESP (Global RESP) over a financial institution? It’s simple. GRESP’s Dealing Representatives specialize exclusively in RESPs. Thanks to our national presence, GRESP is one of the few companies that administer all provincial and federal grants available. We are also the primary distributor of the Legacy Education Savings Plan and the Advanced Education Savings Plan. Both of our plans allow you to save for your child’s post-secondary education with the goal of providing steady & consistent returns on your investment.

In addition to providing flexibility and a wide range of investment opportunities, GRESP also has one of the lowest administrative fees in the market and no minimum plan contributions.

If you’re interested in getting started with an RESP plan, find a Global RESP Corporation sales representative in your area. Or fill out a form and one of our helpful sales representatives will contact you.

Finding the Right Type of RESP

Unlike other scholarship dealers, Global RESP Corporation (GRESP) offers individual plans that provide additional options to make your contribution schedule more flexible. GRESP also has one of the lowest administrative fees in the industry with no minimum plan contributions. After all, the security of your investment is our top priority!

The Legacy Education Savings Plan is designed for clients looking to maximize their education savings investment & for those who prefer a structured, disciplined approach to investing and saving. On the other hand, the Advanced Education Savings Plan is designed for families looking for a more flexible contribution schedule with no up-front sales charges. In addition to this, GRESP offers an employee sponsored plan, Corporations can have their employees sign up through them for the same Individual Plans. It will work just like the Individual Plan and it can be an LESP or AESP!

The dealing representatives at GRESP are here to help you save for your child’s post-secondary education, maximize all grants, build financial stability, and ensure your investment in a RESP is secure and growing. We are a multi-cultural company with trained experts who speak your language.

If you’re interested in finding out more about government grants or getting started with a RESP Plan, find a Global RESP Corporation dealing representative in your area. Or fill out a form and a Global RESP Corporation dealing representative will contact you.